M&A Advisory · Palm Beach Gardens, FL

Sell-Side.
Buy-Side.
Done Right.

PBC Capital Advisory delivers CPA-led M&A advisory for middle-market businesses. Backed by 25 years of experience spanning Big Four accounting, Fortune 500 corporate development, and global private equity — we know how deals get made.

25+
Years M&A Experience
6
Core Industry Sectors
CPA
Florida Licensed · Both Founders
About the Firm

Built on Expertise.
Grounded in
Accountability.

PBC Capital Advisory LLC is a boutique investment bank headquartered in Palm Beach Gardens, Florida, founded by two CPAs with combined decades of experience across Big Four accounting, Fortune 500 corporate development, and global private equity.

We specialize in sell-side and buy-side M&A advisory for middle-market businesses in the Industrials, Consumer Products, Healthcare, Technology, and Business Services sectors.

Our accounting and tax foundation means we don't just run a process — we understand the numbers at a fundamental level and use that to protect and maximize value for our clients at every step.

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CPA-Led Deal Execution

Both founders are Florida-licensed CPAs. Financial rigor is built into every phase of the process, not bolted on.

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Global Deal Pedigree

Experience spanning KPMG, GE, Honeywell, ITT, BlackRock / Global Infrastructure Partners, Baker Tilly and EisnerAmper.

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Tax-Aware Transaction Structuring

Dedicated CPA expertise in tax accounting and consulting — we model after-tax proceeds before any deal is structured.

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Senior Attention, Every Deal

No handoffs to junior staff. The principals who win your engagement execute it.

What We Do

Advisory Services

From strategic preparation through close, PBC Capital guides clients through every dimension of a transaction — whether you're building, buying, or transitioning.

01 — Sell-Side

Sell-Side M&A Advisory

Comprehensive representation for owners seeking to exit or recapitalize. We prepare, position, and run a competitive process designed to maximize enterprise value.

  • Business Valuation & EBITDA Normalization
  • Confidential Information Memorandum
  • Buyer Identification & Outreach
  • Management Presentations
  • LOI Negotiation
  • Due Diligence Management & Close
02 — Buy-Side

Buy-Side M&A Advisory

Strategic acquisition support for companies, private equity, and family offices seeking to grow through acquisitions. We source, screen, and execute.

  • Acquisition Strategy & Criteria
  • Proprietary Target Sourcing
  • Quality of Earnings Review
  • Deal Structuring & Tax Analysis
  • Purchase Agreement Support
  • Integration Planning
03 — Capital

Capital Raise

Equity and debt solutions for growth, recapitalization, or ownership transition. We access private equity, family offices, mezzanine lenders, and institutional capital.

  • Growth Equity & Minority Recaps
  • Debt Placement (Senior & Sub)
  • Mezzanine Financing
  • ESOP Advisory
  • Investor Materials & Outreach
04 — Readiness

Transaction Readiness

Pre-sale preparation 12–24 months before going to market. We strengthen your financial story, close gaps buyers will find, and enhance defensible EBITDA.

  • Financial Statement Cleanup
  • Working Capital Optimization
  • Management Presentation Coaching
  • Data Room Preparation
05 — Tax

Tax Structure Advisory

CPA-led transaction tax planning — one of our true differentiators. We model the tax consequences of structure before you sign, not after.

  • Asset vs. Stock Election Analysis
  • Installment Sale Modeling
  • QSBS & Section 1202 Planning
  • Entity Restructuring Pre-Sale
  • Earnout & Rollover Tax Analysis
How We Work

The Deal Process

A disciplined, four-phase approach to every transaction. Select your deal type below to see how we execute.

Phase 01

Preparation & Valuation

Engage PBC Capital, sign advisory agreement, gather and normalize financials, calculate valuation range, and review tax structure for the exit.

Phase 02

Marketing Materials

Draft Confidential Information Memorandum, management presentation, and financial model. Identify and prioritize strategic and financial buyer universe.

Phase 03

Competitive Process

Blind teaser outreach, NDA execution, CIM distribution, buyer Q&A, management meetings, and first-round IOI collection and analysis.

Phase 04

LOI, Diligence & Close

Negotiate LOI, manage due diligence data room, coordinate legal and accounting workstreams, resolve purchase price adjustments, and close.

Phase 01

Acquisition Strategy

Define deal criteria — size, sector, geography, EBITDA range, deal structure preferences, and platform vs. add-on considerations.

Phase 02

Target Identification

Proprietary sourcing via PBC Capital's network, direct outreach to off-market targets, and management introductions under confidentiality.

Phase 03

Financial Analysis

CPA-led Quality of Earnings, normalized EBITDA, tax exposure review, working capital assessment, and letter of intent structuring.

Phase 04

Negotiation & Close

Purchase price negotiation, asset vs. stock election, reps and warranties, escrow terms, closing mechanics, and integration planning.

Phase 01

Capital Assessment

Evaluate financing need, appropriate capital type (growth equity, senior debt, mezzanine, or hybrid), and impact on ownership structure.

Phase 02

Materials & Model

Build investor-grade offering memorandum, financial projections, and use-of-proceeds analysis compelling to institutional capital providers.

Phase 03

Investor Outreach

Targeted process engaging PE firms, family offices, mezzanine lenders, and banks aligned with your sector, stage, and capital needs.

Phase 04

Term Sheet & Close

Negotiate term sheet economics, governance provisions, and anti-dilution mechanics. Manage investor due diligence through to closing.

The CPA Advantage

Accounting Depth
Changes Deal Outcomes

EBITDA Normalization & Add-Back Defense

We identify every defensible add-back, quantify it correctly, and defend it through due diligence — directly increasing enterprise value.

Pre-Sale Tax Structure Modeling

Asset vs. stock elections, installment sales, QSBS exclusion, and entity restructuring — modeled before you go to market, not after you sign.

Quality of Earnings Fluency

We anticipate what QofE analysts will flag. On sell-side, we address it proactively. On buy-side, we find it before you overpay.

Working Capital Peg Negotiation

Working capital targets, adjustments, and true-up provisions are often where deals swing materially post-LOI. We've lived this from both sides.

Corporate Development Experience

Judd's tenure at GE, Honeywell, ITT, and BlackRock/GIP means we understand how sophisticated buyers and PE sponsors think — and how to negotiate with them.

The difference between a good deal and a great one usually comes down to who truly understands the numbers — and how to defend them.

PBC Capital Advisory — Our Philosophy
Founder Credentials
Certified Public Accountant (CPA) FL Licensed
Big Four — KPMG Public Acctg
BlackRock / Global Infrastructure Partners Private Equity
GE · Honeywell · ITT Corp Corp Dev
Baker Tilly · EisnerAmper IB / Advisory
Tax Accounting & Consulting CPA Specialist
FINRA Series 7 — General Securities Representative FINRA
FINRA Series 79 — Investment Banking Representative FINRA
Industries Served

Sector Focus

Deep industry knowledge in six core sectors where we have completed transactions and maintain active buyer and investor relationships.

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Industrials

Manufacturing, specialty contracting, engineered products, distribution, and infrastructure services businesses.

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Consumer Products

Branded consumer goods, food & beverage, personal care, e-commerce, and omnichannel retail businesses.

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Healthcare

Medical practices, dental and vet platforms, behavioral health, home health, and healthcare technology.

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Technology

SaaS, software, IT managed services, data analytics, and technology-enabled business model companies.

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Business Services

Staffing, outsourced services, professional services, facilities management, and B2B service companies.

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Transportation & Logistics

Trucking, freight brokerage, last-mile delivery, supply chain services, and logistics technology companies.

Our Team

The Founders

Every client engagement at PBC Capital is led personally by one of our two founders. No junior bankers. No hand-offs.

Judd Appel
Co-Founder & Managing Director — M&A
CPA · Florida FINRA Series 7 FINRA Series 79 M&A Specialist 25 Yrs Experience

Judd brings 25 years of M&A experience spanning Big Four accounting, Fortune 500 corporate development, global private equity, and independent investment banking. He has sourced, structured, and closed transactions across the industrial, technology, and infrastructure sectors — from middle-market add-ons to large-cap strategic deals. His unique background on both the buy side (as a principal investor) and sell side (as an advisor) gives clients unmatched insight into how sophisticated counterparties think and negotiate.

Career Background
KPMG — Big Four Accounting & Advisory
General Electric Company — Corporate Development
Honeywell International — M&A / Corporate Strategy
ITT Corp — Strategic Transactions
BlackRock / Global Infrastructure Partners — Private Equity
Baker Tilly — Investment Banking
EisnerAmper — Investment Banking Advisory
Adam Wilson
Co-Founder & Managing Director — Tax & Advisory
CPA · Florida Tax Specialist 25 Yrs Experience

Adam is a Florida-licensed CPA with 25 years of experience in tax accounting and consulting. His deep expertise in transaction taxation is one of PBC Capital's most distinctive advantages — bringing a level of after-tax rigor to M&A advisory that most boutique investment banks cannot offer. Adam leads all tax structure analysis for deals, advising clients on asset vs. stock elections, installment sale planning, QSBS eligibility, rollover equity implications, and entity restructuring prior to sale.

Areas of Expertise
Transaction Tax Planning — Pre- and post-close structuring
Tax Accounting — GAAP / ASC 740 income tax accounting
Tax Consulting — Business and individual tax strategy
Entity Structuring — LLC, S-Corp, C-Corp optimization
Estate & Gift Tax — Business valuation for estate planning
Florida CPA Practice — 25 years licensed in Florida
Get in Touch

Start the Conversation

Whether you're contemplating a sale, evaluating an acquisition, or seeking growth capital, we welcome a confidential, no-obligation discussion.

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Office Address
2000 PGA Blvd, Suite 4440
Palm Beach Gardens, FL 33408
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Phone
(212) 937-8240
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Confidentiality
All inquiries treated with strict confidence

All submissions are confidential. We will respond within one business day. PBC Capital Advisory LLC does not share your information with third parties without your consent.